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US businesses can now send USDC or OUSD straight to recipients’ external crypto wallets in more than 160 markets, according to crypto.news, which reported on Nov. 4, 2026 that the capability is offered as a public preview. Companies based in New York are excluded for now.
The wallet payout option sits inside Stripe’s Global Payouts product. Stripe’s own payout documentation sets out the supported tokens, networks and the New York restriction, and the company first described the 160-market capability in an Oct. 16 announcement written by Neetika Bansal, described by crypto.news as Stripe’s business lead for Money as a Service.
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Key facts
- Stripe lists stablecoin payouts at $0.50 per payment plus 0.5% of the amount sent, against a published SWIFT wire fee of $25.
- USDC payouts are supported on nine networks: Arbitrum, Avalanche C-Chain, Base, Ethereum, Optimism, Polygon, Solana, Stellar and Tempo.
- OUSD payouts are available on four chains: Base, Ethereum, Solana and Tempo.
- Businesses can fund transfers from a USD or USDC balance in their financial account, and payments typically arrive within minutes.
- Per Crypto Briefing, Stripe resumed support for USDC payments for US businesses in 2024 and made acquisitions in 2025 that strengthened its stablecoin infrastructure.
How the payout flow works
Through the Dashboard, a business adds a recipient and wallet address, picks the crypto payout method, enters an amount and confirms the details before submitting. Stripe’s recipient requirements call for an email address, a name and an address; where the recipient is a company, the company name is the required name.
Stripe advises senders to confirm the recipient’s wallet supports both the chosen stablecoin and the chosen network before funds go out. Delivery is usually measured in minutes but can slip when network conditions are poor. Sending businesses must be based in the United States, and New York companies are pointed to a registration option to be notified when access opens; Stripe’s documentation does not give a date for that.
Also readMastercard Launches Stablecoin Security to Screen Payments
Where the fee lines cross SWIFT
Using Stripe’s advertised charges, a $1,000 stablecoin payout costs $5.50, while the listed SWIFT fee is $25. At $10,000 the stablecoin charge comes to $50.50. The two listed charges meet at $4,900: below that level the stablecoin fee is lower, and above it the 0.5% component carries the stablecoin cost past $25.
Those comparisons cover the payout charges alone, before any conversion or platform fees. Stripe lists currency conversion starting at 0.5% and a platform fee of 0.05% on monthly payout volume above a $1 million allowance across payment methods.
Why it matters
The feature gives US businesses a way to pay overseas recipients in dollar-denominated tokens over blockchains instead of correspondent banking rails. Stripe’s October post framed the use cases around loan disbursements, remittances, investment withdrawals and neobank cash-outs, and said fintechs could embed payouts in their own products through hosted forms and APIs. Crypto Briefing adds that businesses do not need to build or manage separate blockchain integrations to use the wallet feature, and that by the end of September 2026 OUSD had become a default option across Stripe’s financial products.
The two reports describe the timing differently. crypto.news dates the capability to the Oct. 16 announcement and notes later social media coverage, while Crypto Briefing says Stripe first highlighted wallet payouts in communications on Nov. 4, 2026 and that the capability launched in public preview in early November. Crypto Briefing also reports a separate late-October launch of bank payout options converting stablecoins into nine local fiat currencies, which crypto.news does not mention.
What to watch
The next concrete checkpoint is New York access: Stripe has opened a notification list but published no date for when state-based companies will be admitted to the preview. Separately, Stripe said in its Oct. 16 post that stablecoin card issuing had reached 27 EU countries and more than 65 worldwide, with plans to reach 100 countries by the end of 2026 — a target that remains ahead of schedule checkpoints.
Sources: crypto.news, Crypto Briefing
