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The count of XRP wallets holding at least 1 million tokens climbed to 2,147 on November 4, 2026, the highest level recorded this year, according to Coinpedia. The figure marks a gain of 28 wallets over ten days, 18 of which were added in the past three days alone.
The increase came during a stretch of price weakness for the token, Coinpedia reported. Rather than shrinking as values fell, the group of large holders kept expanding, which the outlet read as continued accumulation by major investors.
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Key facts
- Wallets holding 1 million XRP or more numbered 2,147 as of November 4, 2026.
- The count rose by 28 wallets in ten days, including 18 new wallets in three days.
- Coinpedia described the total as the highest millionaire wallet count of 2026.
- The outlet named $1.20–$1.25 as the next key range for the XRP price.
- A rise above $1.30 and then $1.40, with wallet growth continuing, was framed as stronger evidence of buying interest.
What the wallet growth signals
Rich-list data tracks how holdings are distributed across addresses, not how much money those addresses control, so a rising count of million-token wallets points to a growing number of sizable positions rather than to any single buyer. In this case the direction of travel matters more than the absolute number: the cohort grew while the price was soft, an unusual pairing that Coinpedia treated as a sign of accumulation rather than distribution.
That reading is a description of holder behaviour, not a claim about what the price will do. Large holders can add to positions for many reasons, and an address count says nothing about whether those tokens are held on exchanges, in self-custody or by long-term investors.
Also readXRP Wallet Count Passes 8.2 Million, Up From 5 Million in 2024
Why it matters
Holder concentration is one of the few on-chain measures that can be tracked without relying on exchange disclosures, which makes the rich list a common reference point for XRP traders trying to judge whether big accounts are building or unwinding positions. A wallet count at a yearly high during a weak price period gives that audience a concrete data point to weigh against the price action itself.
The Coinpedia report also sets a threshold readers can monitor: whether millionaire wallets stay above 2,140. Holding that line, in the outlet’s framing, would keep the accumulation story intact.
What to watch
The immediate test is the $1.20–$1.25 range. Coinpedia said that if the price holds there while millionaire wallets remain above 2,140, the accumulation trend could support the longer-term outlook, with a move through $1.30 and then $1.40 alongside continued wallet growth offering firmer confirmation.
These are the report’s own reference levels and should not be read as a forecast. This is not financial advice, and cryptocurrency markets are volatile and uncertain.
Source: Coinpedia
