XRP Price Prediction: Could Western Union and MoneyGram Adoption Skyrocket XRP to $94.56?
Could XRP’s price truly reach $94.56? This staggering prediction hinges on two financial giants—Western Union and MoneyGram—fully adopting Ripple’s technology for cross-border settlements. Let’s examine how this could transform the XRP market.
XRP Price Potential with Major Adoption
Western Union and MoneyGram collectively process over $350 billion annually. If they adopted XRP for settlements:
- Base scenario: $12 per XRP with partial adoption
- Full adoption scenario: $94.56 per XRP with market enthusiasm
- Potential to exceed $100 with additional factors
Western Union and MoneyGram’s Historical Ripple Ties
Both companies have experimented with Ripple’s technology:
| Company | Ripple Engagement | Outcome |
|---|---|---|
| MoneyGram | Used xRapid (2019-2023) | Ended due to SEC case |
| Western Union | Trials since 2015 | Never scaled |
What Would Drive XRP Price to $94.56?
Three key factors could create this explosive growth:
- $4.79 billion in XRP demand from settlement needs
- Institutional FOMO driving buying pressure
- Deflationary pressure from XRP’s limited supply
Ripple Settlements: The Game-Changer for XRP
Full adoption would require:
- Regulatory clarity from the SEC
- Technical integration with legacy systems
- Market confidence in XRP’s stability
While the $94.56 prediction is speculative, the massive transaction volumes from these remittance leaders could fundamentally alter XRP’s market dynamics. The key watchpoints remain regulatory developments and institutional adoption patterns.
Frequently Asked Questions
How realistic is the $94.56 XRP price prediction?
This represents a best-case scenario requiring full adoption by both companies plus significant market enthusiasm. More conservative estimates suggest $12-20 range.
Why did MoneyGram stop using Ripple’s technology?
The partnership ended in 2023 primarily due to Ripple’s ongoing SEC lawsuit creating regulatory uncertainty.
What percentage of transactions would need to use XRP?
The $94.56 prediction assumes near 100% adoption for both companies’ settlement flows.
How would XRP’s supply affect the price?
XRP’s fixed supply could create deflationary pressure if demand surges, potentially pushing prices beyond projections.
Are other remittance companies considering XRP?
While no major announcements exist, improved regulatory clarity could attract more financial institutions.
